STAY HEALTHY WITH OR WITHOUT COVERAGE
Insurance can be an overwhelming topic to discuss which is why many people overlook their medical coverage needs. Health insurance coverage is required according to the Affordable Care Act. If you do not have medical coverage through your employer, you can find more information on how to sign up here https://www.healthcare.gov/get-coverage/. People who choose to forgo medical coverage will be subject to a fee for any month they don’t have qualifying health coverage. The fee isn’t the only reason you should have health insurance coverage. It’s important to get the health care you need to prevent serious health conditions and remain healthy. Fortunately, an underinsured person can receive comprehensive medical care regardless of their ability to pay at a community health care center.
COMMUNITY CARE CLINICS
Healthcare centers are community-based organizations that deliver healthcare services in areas where economic or geographic barriers limit access to affordable healthcare services. These facilities deliver high-quality, culturally competent, comprehensive primary care, as well as supportive services such as health education, translation, and transportation that promote access to health care. You can find a healthcare center in your community by clicking here
URGENT CARE VS. EMERGENCY ROOM
For instances when community clinics aren’t an option, urgent care centers can be a great tool to utilize for fast care at a lower price than an emergency room. Injuries or symptoms that suggest you should go to the emergency include head injuries, excessive bleeding, chest pains, or slurred speech. Visit urgent care if you require non-emergency care but your community clinic/doctor’s office is closed, or they can’t fit you in soon enough.
BE A SMART CONSUMER
Whether you have health coverage or not, using a cost estimator tool can save you money by ensuring you are not overpaying for any medical service or procedure. https://www.fairhealthconsumer.org/
